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Downloadable applications for use with mobile devices; Computer programs for financial management; Electronic financial transaction apparatus; Credit cards, debit cards, discount cards, loyalty cards and charge cards, identity cards, all being encoded or magnetic; encoded cards; encoded and magnetic cards for use in relation to the electronic transfer of funds and for financial transactions in general; card readers for credit cards; computer terminals for use with credit cards at point of sale; credit card processing terminals; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer hardware and software; electronic publications, downloadable; video screens; and parts and fittings for all the aforesaid goods; Downloadable software in the nature of a mobile application that provides access to information, advice, food and exercise databases and calculation tools in the fields of diet, weight loss, diet planning, lifestyle wellness, exercise and fitness; Downloadable software for the collection, storage and display of performance data from various fitness activities; downloadable software for tracking, monitoring and planning fitness training activities; Scientific, research, navigation, surveying, photographic, cinematographic, audiovisual, optical, weighing, measuring, signalling, detecting, testing, inspecting, life-saving and teaching apparatus and instruments; apparatus and instruments for recording, transmitting, reproducing or processing sound, images or data; recorded and downloadable media, computer software, blank digital or analogue recording and storage media; Downloadable electronic wallets.